![]() We deal with insurance companies on a daily basis. Potential Issues When Dealing With the Car Insurance Company When the insurance company accepts fault, and makes an offer, this will either go towards the repair of your vehicle, or they may decide the vehicle was a total loss and pay you for the vehicle’s value. Typically, part of the adjuster’s job is to try to minimize potential compensation for your claim in order to control costs for the company. A claims adjuster works for the insurance company, and will review and negotiate your claim. You will almost always deal with the at-fault driver’s insurance company through its adjuster in the insurance claim process. If the insurance company does not accept responsibility for their insured and refuses to compensate you, hiring an attorney is probably the smart move. In a car accident, the at-fault insurance company may accept responsibility for the damage to your vehicle and make an offer to settle the property damage claim. ![]() If the insurance company is choosing base model vehicles, for example, and your vehicle had many options, you likely have a good argument for a higher price. The closer the example to your own car, the more leverage it may provide. ![]() You may find examples that the insurance company did not consider. ![]() It’s a good idea to do your own research into the pricing of cars similar to yours in your local market. ![]()
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